I feel like I am a hamster stuck in a wheel, running at top speed and just getting no where. We decided we would start looking at houses, the kids need room to run and the townhouse ain't cutting it. We found one we loved, but it was under contract in 2 days. Then we found one we really liked...but found out that because it wouldn't be our first home purchase, the money we were banking on from our tanking IRA can't be used. Adam really wants me to ask my parents, but they have done soooooo much for us, I am completely uncomfortable with this.
When he got his new job, it was after 4 months of unemployment, which ate most of our savings, plus the salary was less than he was making. Plus he is back in school - community college, but tuition and books cost just the same. I get my raise in April, but it doesn't seem like it will be enough. So now he is ready to call it all off and just wait until the kids are like in 6th grade. Which makes me sad, because they are so happy when they have room to run around and just be kids. Now he is talking about trading back his new car to save money - which I totally disagree with. You made the purchase, I am not throwing money away because you changed your mind - in the long run it would cost less to keep the car til it dies!
It just sucks that somehow we do everything right, we follow the rules, we do the right things and somehow we are still in the hole, - we could start to carry a balance on our credit cards to save money, but that's just giving more money away. I don't know what to do. Meanwhile, I watch friends and family - with the Iphones and fancy vacations who also collect food stamps, and have no visible means of support. Somehow they are able to do all the things I want to do for my family...all while I do all the right things, and am still wearing underwear from when I got married 6 years ago... it is just so frustrating!!
Additional info after this most recent post....a good friend of the family died today. It seems we will be headed to NY in the next few days for his burial. He had stage 4 prostate cancer, and made it for 2 whole years...this morning they gave him days to live so we started trying to figure out our best plan for the inevitable...then we got the call that he had passed. So sad for his wife and daughter...at the same time glad he is now enjoying his sweet heavenly peace...I hope my Grandparents welcomed him with open arms. What a stinky day.
I'm sorry you're struggling - I feel like we're in the same boat. Almost like being punished for paying our bills when those around us have all of the luxuries and no obvious way topay for them.
ReplyDeleteI hope it gets better soon.